Any Planner

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The Envelope Ledger, two pages

Budget planner

The Envelope Ledger

Built for one month at a time: a zero-based budget where every bit of income gets an envelope, and the ring will not close until it has.

  • $15.99 $8

The PDFs and the planner file come with the purchase. Buy two planners and save 15%, three or more and save 25%.

Try the filled example

A filled example of the planner. Tap around: nothing you change here is kept.

What is inside

  • A zero-based month, with a ring that stays open while anything is unassigned
  • The envelope grid, each envelope's spending drawn against its cap
  • Leak Finder: recurring charges ranked by what they cost a year
  • The Stop-It Slider: the year worked out again without a charge you might cancel
  • A debt snowball ladder, with the order switch on the same page
  • Five Stacks, a bill calendar, months of runway and no-spend days
  • A dashboard of six live charts, and twenty modules in all
  • A sample month, marked as made up

The look

Warm paper and envelopes: every page opens with a drawn envelope flap and a wax-style seal, denim for the plan and clay only for going over a cap.

What you get

  • Print PDF, A4 and US Letter
  • Digital PDF for the iPad (23 pages in the iPad edition)
  • The planner in your browser: it works offline and keeps your entries in the browser you open it in
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Planners 87

The Envelope Ledger: Budget planner · Any Planner