
Budget planner
The Envelope Ledger
Built for one month at a time: a zero-based budget where every bit of income gets an envelope, and the ring will not close until it has.
$15.99$8
The PDFs and the planner file come with the purchase. Buy two planners and save 15%, three or more and save 25%.
Look inside






Try the filled example
A filled example of the planner. Tap around: nothing you change here is kept.
What is inside
- A zero-based month, with a ring that stays open while anything is unassigned
- The envelope grid, each envelope's spending drawn against its cap
- Leak Finder: recurring charges ranked by what they cost a year
- The Stop-It Slider: the year worked out again without a charge you might cancel
- A debt snowball ladder, with the order switch on the same page
- Five Stacks, a bill calendar, months of runway and no-spend days
- A dashboard of six live charts, and twenty modules in all
- A sample month, marked as made up
The look
Warm paper and envelopes: every page opens with a drawn envelope flap and a wax-style seal, denim for the plan and clay only for going over a cap.
What you get
- Print PDF, A4 and US Letter
- Digital PDF for the iPad (23 pages in the iPad edition)
- The planner in your browser: it works offline and keeps your entries in the browser you open it in